Posts by Cate Bakos

Thanks to a great listener question from Scott, Cate and Dave explore whether Melbourne apartments could be a retirement opportunity. They both cover portfolio strategy, cash flow, negative gearing changes, strata costs and long-term investment potential.

Australia’s tax changes have created a hidden opportunity for homeowners. Discover how smart mortgage structuring today could maximise future tax benefits and investment flexibility, even after the negative gearing changes.

The RBA’s latest investor research challenges common property myths, revealing who really invests, what drives their decisions, and what future policy changes could mean for housing.

A listener with a $12 million portfolio asks what comes next. The Trio explore leverage, diversification, debt reduction and building wealth with greater simplicity.

Rising rates hurting cash flow? The Trio shares practical strategies to reduce home loan costs, optimise offsets, negotiate better rates and refinance smarter.

Dave, Cate and Mike unpack post-budget uncertainty through a great listener question, exploring shifting investor sentiment, emerging opportunities, and the importance of strategy and cash flow awareness.

Special bonus ep: The Property Trio unpacks the 2026 Budget’s negative gearing overhaul, exploring impacts on investors, renters, property values, borrowing power and Australia’s long-term economic outlook.